For customers who are employed by participating companies, this plan offers individuals an excellent means of building funds for retirement.

For business customers who want liquidity while earning higher money market rates. This account is also available to corporations.

Benefits: Earn higher interest on daily balance; flexible transaction allowance

Fees: The fee at each monthly statement cycle is $7.50 unless you maintain a minimum daily balance of $2,500 every day of the cycle. Minimum balance to open account is $100. You may make an unlimited number of transfers in person or by mail to another Plumas Bank account, make a loan payment or purchase cashier's checks. Transfers from a Money Market Savings account to an account at another institution or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle, or similar order to third parties. There is a $5.00 fee for every item in excess of this limit.

For business customers who want guaranteed returns within a specific period of time.

Benefits: You decide if you want account automatically renewable; only $500 minimum opening deposit

Fees: Only $500 minimum opening deposit

For business customers who want to deposit $100,000 or more and want guaranteed returns within a specific period of time.

Benefits: Earn high interest on daily balance; rate and term negotiated before opening

For business clients who want a savings account that earns interest and offers instant access with no charge for personal in-branch deposits.

Benefits: Earn interest on daily balance; up to 6 free withdrawals ($5 per withdrawal thereafter, except at our ATM's)

Fees: The fee at each monthly statement cycle is $5.00, unless you maintain a minimum daily balance of $300 in the account. Transfers from a Savings account to an account at another institution or to third parties by preauthorized, automatic ACH, online banking, or telephone transfer are limited to 6 per statement cycle.

For each withdrawal in excess of 6 during the month, a fee of $5.00 will be charged. A withdrawal is defined as any of the following types of transactions: Transfers in person, in person cash withdrawals, transactions by mail, telephone transfers, to make a loan payment, to purchase cashier's checks from your savings account, transfers from a savings account at another institution or third parties by preauthorization, automatic ACH or Online Banking. Debit Card and POS transactions are not allowed. Minimum balance to open account is $100.