For personal and/or business customers who want a savings account that earns interest and offers instant access with no charge for personal in-branch deposits.
Benefits: Earn interest on daily balance; up to 6 free withdrawals during the month ($5 per withdrawal thereafter, except at our ATMs).
Fees: The fee for a Consumer Savings account at each monthly statement cycle is $4.00 and the fee for a Business Savings account is $5.00, unless you maintain a minimum daily balance of $300 in the account. No fees are charged to accounts owned by or for the benefit of a minor. Transfers from a Savings account to an account at another institution or to third parties by preauthorized, automatic ACH, online banking, or telephone transfer are limited to 6 per month.
For customers who want liquidity while earning high, money market interest rates.
Benefits: Earn very high interest on daily balance; flexible transaction allowance
Fees: The fee at each monthly statement cycle is $7.50 unless you maintain a minimum daily balance of $2,500 every day of the cycle. Minimum balance to open account is $100. You may make an unlimited number of transfers in person or by mail to another Plumas Bank account, make a loan payment or purchase cashier's checks. Transfers from a Money Market Savings account to an account at another institution or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle, or similar order to third parties. There is a $5.00 fee for every item in excess of this limit.