Business Credit Card

We make it easy to choose the credit card that is right for you. Our Business MasterCard® and Visa® Card are available in two options, Standard Card with no annual fee or the Preferred Points Card.

Business Card – Standard Card

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • No annual fee.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Fees

Business Card – Preferred Points

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Individual billing option only.

Fees

To Apply Now

  • Download the PDF of the application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 972-650-7054.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

Supporting Documents for Your Card Application


 

Benefits:

The VISA® Debit Card is available to individuals or businesses who have a deposit account with Plumas Bank. The card can be used at any Automated Teller Machine (ATM) displaying the VISA, STAR, PLUS, and JEANIE Symbols. When you use your VISA® Debit Card, funds are automatically deducted from your checking account.

Here are a few of the benefits of your Plumas Bank VISA® Debit Card:


24-Hour access to your account
You can use your Plumas Bank VISA® Debit Card at any Plumas Bank ATM to obtain cash, make deposits, or transfer funds between Plumas Bank accounts. The card can also be used at any VISA, STAR, PLUS or JEANIE ATM to obtain cash. The VISA® Debit Card can also be used at any merchant that accepts VISA®.

Safe and secure.
For regular ATM transactions you use a four digit Personal Identification Number (PIN) to identify yourself. For VISA® Debit Cards transactions at a merchant that accepts Visa Debit Cards, your signature serves as identification.

Zero Liability

Zero Liability means you do not have to pay for unauthorized transactions.

Any transaction(s) deducted from your account due to fraudulent use will be returned to your account once Plumas Bank has been notified.


Fees:

Plumas Bank customers using their ATM or VISA® Debit Card at other ATM machines without the VISA, STAR, PLUS or JEANIE symbols will be charged a $2.00 foreign ATM fee and the ATM owner will also charge a fee, these fee amounts vary by machine. The fee for using a foreign ATM machine is disclosed prior to completing your transaction.

Maximum Daily Withdrawals Limits: The maximum daily withdrawal limit for a Plumas Bank VISA® Debit Card is $500 cash and $2,500 for Point of Sale (POS) purchases at merchant locations and telephone & internet purchases.


Locate an ATM!

For business customers who need a revolving line of credit for seasonal or other business expenses.

Benefits: Cash whenever you need it; low 1/2 point fee; 3-year term; lines from $10,000 - $250,000; secured or unsecured; no need to reapply every year; only pay interest on money you use

Fees: Variable rates based on Plumas Bank Prime Rate